For progress-billing subcontractors & small-to-mid GCs
Cut Work-to-Cash Days. Win More Bids. Get Paid Faster.
Breva is the AI CFO + Pay-App Autopilot that turns plans intotraceable estimates, AIA-ready SOVs, and clean pay apps — withlive WIP + 13-week cash visibility so growth never chokes on cash.
56 days
Avg days from pay appto payment
(Billd 2025)
77%
Subs who frontmaterials costs
(PYMNTS/AmEx, Jan 2025)
$280B
Cost of slow payments
(Rabbet 2024)
Auto-Takeoffs → Estimate/WBS → SOV. Zero re-keying. Fulltraceability.
Pay-App Autopilot pre-checks retainage, change orders, lien waivers,COIs, and math tie-outs.
Generates clean AIA G702/G703 packages and keeps your cash planlive.
Partner capital options (when available) are subject to approval; not a commitment to lend.
For general contractors, owners & lenders
Standardize Draws. Reduce Risk. Keep Projects Moving.
Breva unifies pay-app intake, subcontractor readiness scoring, and Breva Score™ visibility — so approvals accelerate, exceptions drop, and projects keep moving.
Cleaner packages → fewer exceptions and faster approvals
Portfolio-wide visibility into draw status, variances, and missing docs
Policy-aware lender packs + project-tied visibility for underwriting and monitoring.
Partner capital options (when available) are subject to approval; not a commitment to lend.
Trusted by forward-thinking contractors, GCs, and capital partners
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The cash gap is built into the system — unless you control the workflow.
Meet Mia
A Small Contractor
56 days
Average payment wait
She waits about 2 months toreceive payment for completedwork.
77%
Prepaid materials
A substantial 77% of hermaterials require prepayment,tying up working capital.
$280B
Industry cost
The total cost of slow paymentsacross construction — and Miafeels every dollar.
60–90+ Day Cash Cycles
Progress billing, retainage, and AIA payapps routinely stretch payment cycles.
Rejected or Delayed Pay Apps
Manual takeoffs and spreadsheet SOVs create math errors and missing documentation.
Business Owners Buried in Admin
Juggling payroll, materials, new bids, and paperwork instead of running the business.
The
Loop
Loop
One Loop, From Plans to Paid
Every step feeds the next. No re-keying, no dropped data, no spreadsheet gymnastics. Just one connected system that keeps your cash moving.
Every project, every draw period — the loop keeps running
Cash Flow Should Never Limit Growth
North Star: Cut Work-to-Cash Days, from labor put-in-place to cash in the bank.
Jobs are bigger, rates are higher, and retainage/payment terms are tougher; spreadsheets +email don't scale.
Breva turns the messy precon → billing → cash → capital process into one continuousintelligent loop.
How It Works
From Upload to Paid — Guided Every Step
Step 1
Upload plans → Auto-Takeoffs &WBS/Estimates
Step 2
Quantities flow into SOV; AIA G703 set upright (retainage, markups, phases)
Step 3
Run Pay-App Autopilot — checks math, change orders, lien waivers, COIs
Step 4
Breva generates clean G702/G703, tracksstatus, syncs to books & cash plan
AI CFO Working in the Background
Reduce cycle time, improve first-pass approvals, and prevent accounting mismatches by making the expert workflow visible and guided.
Keeps books pay-app-ready and lender-ready; Breva Score™ updates with every job and pay app
Spots gaps and suggests a plan (shift spend, adjust timing, or tapcapital)
Lender-ready documentation and scenarios help you explore partner capital options (when available) — without starting from scratch.
Who We Help
For Contractors
Win more bids with traceable,accurate estimates
Zero re-keying from takeoff to SOV toPay Apps
Faster, cleaner cash flow with fullauditability
For GCs & Owners
Standardized, clean pay app intake across all subs
Real-time visibility into sub readiness and exceptions
Faster draw approvals and fewerproject delays
For Lenders
Policy-aware Breva Score™ and complete lender packs
Exception-only workflows and real-time risk monitoring
Project-tied visibility for underwriting and monitoring
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